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Sometimes, you might see advertisements for cheap auto insurance that offers fast, easy enrollment online without the hassle of talking to a pushy salesperson. This might sound like it’s a simple, practical way to get the auto insurance you need as efficiently as possible. However, is it really a wise step to take? Should you […]

No Fault Auto Insurance States Explore Reform NEW YORK (MainStreet) —In no-fault states, auto insurance policy holders of personal injury protection (PIP) are comfortably reimbursed for car accidents by their own insurance companies without proof of fault and are restricted from seeking compensation in court from other parties. Sounds good but higher underwriting loss ratios […]

Wall Street Journal guide to homeowners insurance Homeowners insurance protects your home, its contents, and, indirectly, your other assets in the event of fires, theft, accidents or other disasters. A standard homeowners policy (known as an HO-3 policy) will protect you from things like fires and fallen trees. Notice how we didn’t mention floods or […]

10 ways to control your home insurance costs Home insurance costs seem to go up every year. But going without insurance is too risky. So, we grit our teeth and pay the bill each year. Of course, we could competitively shop the policy every year, but that’s onerous. It takes a lot of study to […]